INVESTMENT APPROACH

“Investing is simple, but it is not easy”
Warren Buffett (one of the world's foremost recognised investment experts)

Before you start the process of investment, here are some issues for you to consider:

• What do you want to achieve?
• Timeframe of investment
• Amount of funds to invest
• Expected Investment return

Investing is about controlling risks and achieving adequate diversification.

One of the Salisbury Group's major points of difference as financial planners is the use of what is called “Active Asset Allocation”. By this, we mean allocating your assets between the various asset classes depending on the current state of the investment markets.

• As an example, many of our clients had their investments allocated to 50% cash in June, 2007 as the market risk was determined to be high at this time. By late 2007, more recent clients were being allocated to 100% cash, due to the state of the Australian and worldwide financial markets.

Our planning process includes proven approaches including the ‘Fact Find' – a review of the clients' specific situation to determine their current needs and future goals, their risk tolerance and then following this we recommend a Portfolio Type. When the market risk is low, our recommendation could be to use a Growth Portfolio. When the market risk is high, our recommendation could be to use a Conservative Portfolio.

Email us for a copy of “Michael's investment secrets for a Healthy, Wealthy Future “(click here)

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